So we had to pay our flood insurance, right. Our flood insurance that so kindly DOUBLED from last year. I get that we flooded and had to make a claim but come on! I've paid for flood insurance for over 10 years. I've made ONE, ONE f**king claim in ten years and my premium goes up?!?!? I hate all of you!
So we flooded in 2012...in 2013 nothing changed (I think they were still working out how much they wanted to up-charge everyone). In 2014 it went up about $100, frustrating but whatever. In 2015 it DOUBLED. Why?!?!?! I can't get a straight answer out of these @$$holes, except we made a claim and are now a "high risk" for flooding. Oh really...ya think?!? Why don't you take what you want to charge me and bill the Corps of Engineers who built the monstrosity of a pumping system a couple parishes over that caused our f**king flooding!?!!??! *angry grumbling*
And no, I don't want them to flood either but saving one area by compromising another is poor decision making, just saying.
With that said when we flooded getting our money was a f**king circus! Claim paperwork was conveniently "lost" by our adjuster, pictures were missing, we didn't get paid for some of our belongings that were on the list...seriously things were a absolute NIGHTMARE! Once we got everything submitted...mind you I made the claim literally the next day...I was sitting in my flooded house on the phone making the claim. It took the 5 months to process my $hit. 5 months of being homeless with no possible day of moving home! 5 Months before I got the 1st check to start the repairs, which is only 1/3 of the cost to repair things. Then it took another two months AFTER my contractor was almost done to get the final check so I could freaking pay him. I was homeless for over 6 months...6 months... (oh and only 2 months were able to be paid for through FEMA for rent/hotel) that my friend is f**king stupid! And it would have been longer but I was friends with my contractor and he finished everything even though I didn't have the funds to finish paying him yet.
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